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people who can help

Further information on finance

There are various local and national agencies and websites that may be able to help you with money and debt advice.

Please note, irwell valley homes cannot be held responsible for the content on these external links, and we neither monitor nor do we have any responsibility of the content on these external sites.

Bolton's Money Skills Service provides free information, debt advice and training to give people the money skills, knowledge and confidence to help them take control of their finances and improve their money management skills.

Citizens Advice is a registered charity offering free independant advice and information on money and legal problems

Step Change offers free, impartial debt advice

Payplan offers free impartial debt advice 

National Debtline Helpline provides FREE confidential and independant advice on how to deal with debt problems

Benefits Advisor use Benefit Advisor to get an estimation of the benefits you may be entitled to

The Illegal Money Lending Team- This team offers confidential help and advice on Illegal Money Lenders (loan sharks) you can report a loan shark by completing their form online at, call 0300 555 2222 at any time, email or text the lenders details to 07860 022116.

Credit Unions 

ABCUL Association of British Credit Unions Ltd

Hoot - Wise With Money (Formerly Quids in Bolton Credit Union)

Manchester Credit Union irwell valley homes has a formal partnership with Manchester Credit Union. 

Cash Box  A Credit Union in Tameside 

The Money Advice Service Free and impartial money advice, set up by government

Comparison Sites 

Money Savings Expert Martin Lewis Provides an array of money saving tips​

Compare the market Free comparison of energy, insurance, broadband and utilities 

Energy Savings 

Uswitch Free and impartial comparison or energy providers.

The Energy Saving Trust A non for profit organisation that provides free impartial advice tailored to suit you. 

Winter Fuel Payment Are you 60 years or over? You may be entitled