
What your rent pays for
As a not-for-profit housing provider, we are facing increased costs, and we rely on your rent to be able to continue providing affordable homes and services.
- Work out what you can afford to spend, set a budget and stick to it.
- Re-gift unwanted presents.
- Check out free events taking place in your area.
- Make homemade gifts - sweets, biscuits and crafts make great presents and are really thoughtful.
- Agree not to gift!
- Donate to charity instead - choosing an amount you can afford.
Some useful websites include:
https://www.moneysavingexpert.com/shopping/christmas-savings/
https://www.bbcgoodfood.com/howto/guide/homemade-christmas-gift-ideas
https://www.thesprucecrafts.com/homemade-gift-ideas-1251561
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Plan ahead for next year with your local Credit Union
Your local Credit Union offers a variety of affordable loans and savings solutions which support their community. January is the perfect time to sign up for a savings account, giving you a full 12 months to budget and plan ahead of next year’s festive season. To find your local Credit Union visit www.soundpound.co.uk.
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Help and support with the high cost of living
Our website contains lots of information about the support available to help with the high cost of living, including advice for how to stay well in your home over the winter months. Visit www.irwellvalley.co.uk for more information.
Greater Manchester Combined Authority’s Helping Hand web pages feature a wealth of information about the different support on offer across the region, including information about the different local authority areas. Click here for more information.